Don’t lock yourself in apple ecosystem especially in such important thing as password management.

You can export from their app very easily.

Can you export it once apple locks your account?

I doubt it. But I keep my own encrypted backup anyway (as I did with 1P, too), so realistically only the most recently added/updated passwords are at risk.

Why not? How is the risk substantially different than with a different vendor?

First, all your passwords are locked behind the same passcode you use to log-in. You cannot set different password to unlock the passwords. Anyone who saw your iphone passcode or macbook’s password can not only onlock the device but get access to all the passwords as they are behind the same passcode.

Second, what would happen if you were locked out of apple id account? Or don’t have access to apple hardware.

Password manager should really be platform and device agnostic.

That’s why people used stuff like 1password in the first place.

You really don’t want to put all your life into a single account (that’s why you should not use sign with google or what have you).

People (at least I) started using 1pwd because it was substantially and amazingly better than keychain at the time.

The delta has greatly decreased.