But, there are multiple answers:
1. Some cards have features other than cash back that people want instead. i.e. promotional interest rates.
2. Some people carry a balance, in which case the benefits of using a lower interest card may way outweigh any cash back
3. Not everyone with incomes 135k+ have good credit scores.
But, there are multiple answers:
1. Some cards have features other than cash back that people want instead. i.e. promotional interest rates.
2. Some people carry a balance, in which case the benefits of using a lower interest card may way outweigh any cash back
3. Not everyone with incomes 135k+ have good credit scores.