That's a fair thought to entertain and thanks for raising it. As a counter-balancing point, I'd advise considering input from a variety of people who have created financial security or built actual wealth, ask them how they did it, and consider the extent to which your situation, skills, and goals have similarities or differences from their path. (I absolutely agree that full or nearly-full "risk on" is the way to go as a young person during the accumulation phase of your life.)
"Boring advice" works to make multi-millionaires in a predictable, boring fashion, especially when the available timeline is 40-50 years.
"Boring advice" works to make multi-millionaires in a predictable, boring fashion, especially when the available timeline is 40-50 years.